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how to change card on cash app

"In new credit card wars, consumers emerge as big winners" – Newsweek

This year, credit card companies are competing intensely for your business, releasing brand-new cards with incredible cash back perks and easy to earn bonuses.

That's great news for all of us! It also means that if you're still using that same old credit or debit card, you could be missing out on hundreds or even thousands of dollars each and every year by not using a top card.

Our experts have sorted through hundreds of credit cards and rated the ones below as top picks. These cards below offer:

  • Hefty bonuses - ranging from $200 to an unlimited cash back match intro bonus
  • Outstanding cash rewards - you could earn up to 5% back
  • Long 0% intro APR on purchases - avoid high interest rates into 2023
  • $0 annual fee

Wells Fargo Active Cash℠ Card

Regular APR

14.99% - 24.99%, variable

    • New! Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
    • Earn unlimited 2% cash rewards on purchases
    • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
    • $0 annual fee
    • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
    • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
    • Select "Apply Now" to learn more about the product features, terms and conditions

Brand new to market, the Wells Fargo Active Cash℠ Card has instantly earned a coveted 5-star rating from our experts, and it's easy to see why.

This is the first card I've seen that offers a best-in-class unlimited 2% cash rewards rate with no catch, and would be highly-rated based on that alone. But it also offers two additional highly sought-after features: a hefty $200 cash rewards sign-up bonus after spending $1,000 on purchases within three months, and a generous 15-month 0% intro APR period on purchases and qualifying balance transfers. I've simply not come across this combination of top perks in one card before.

Add in the fact that you get all of this for $0 annual fee, and this card becomes a no-brainer for many consumers. I don't say this lightly: it's easily one of the best cash back cards I've seen in my 15 years in finance.

Click here to apply for the Wells Fargo Active Cash℠ Card

Discover it® Cash Back

Intro APR

Purchases: 0% Intro APR, 14 months

Balance Transfers: 0% Intro APR, 14 months

Regular APR

11.99% - 22.99% Variable APR

    • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
    • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
    • Plus, earn unlimited 1% cash back on all other purchases - automatically.
    • Redeem cash back in any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • #1 Most Trusted Credit Card according to Investor's Business Daily.
    • No annual fee.
    • Discover is accepted nationwide by 99% of the places that take credit cards.
    • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Imagine paying no interest until nearly 2023 and securing a rich sign-up bonus! Both are possible with Discover it® Cash Back. First, you earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations up to the quarterly maximum of $1,500 on purchases and when you activate.

Other purchases earn 1% cash back. Best yet, Discover will match all cash back earned in the first year for new cardholders! I calculate you can lock in $1,148 (or more) with the cards rewards and sign-up bonus - and that might actually be conservative. Another member of our Ascent team also signed up for the Discover it® Cash Back card and earned a whopping $1,331.78 in cash back with this card!

What's more, the 0% intro APR for 14 months applies to both purchases and balance transfers. Since the go-to variable rate applies after the intro promotion it's smart to pay off balances before the offer expires. The cash rewards program and 0% intro APR offer alone are best-in-class, but you get both in one card.

Click here to apply for Discover it® Cash Back Credit Card


Capital One Quicksilver Cash Rewards Credit Card

Intro APR

Purchases: 0%, for 15 months

Balance Transfers: 0%, for 15 months

Regular APR

14.99% - 24.99% Variable

    • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases and balance transfers for 15 months; 14.99%-24.99% variable APR after that
    • $0 annual fee and no foreign transaction fees

If you're looking for an incredibly easy-to-earn bonus, Capital One Quicksilver Cash Rewards Credit Card is your best bet. You can earn the $200 bonus after spending only $500 in your first 3 months (that's like earning 40% cash back on that spend!) This makes it the easiest bonus to earn out of our cards listed here.

The flip side is you'll earn a 1.5% unlimited cash back rate, which is still strong but less than the Wells Fargo Active Cash℠ Card's 2% cash rewards rate. But if the bonus and a lower spending hurdle is most important to you, then this card is a very solid pick. And remember, you'll also get a lengthy 0% intro APR period of 15 months on purchases and balance transfers to avoid interest charges during that time.

Click here to apply for the Capital One Quicksilver Cash Rewards Credit Card

There's a right way to swipe

Credit cards with rewards and 0% intro APR offers are excellent, but remember, they are a tool to help you get the most out of your spending. The Ascent motto to follow:

  1. Pay off your card in full each month.
  2. Choose a card whose rewards are a good fit for you.
  3. Don't spend more than you already would.

Follow this and you'll be making your money work overtime for you. Live richly, not risky.

how to change card on cash app

Source: https://www.fool.com/the-ascent/credit-cards/landing/cash-back-picks/

Posted by: barrazawitheath.blogspot.com

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